Hodge Insurance Blog

What are Commercial Auto Symbols?

Answer: They define how your vehicles are covered.   The full list is below, but here are some highlights: Symbol “1” is the best for both types of coverage (Liability & Physical Damage) Symbol “8” covers rental cars (liability only) Symbol “9” covers non-owned...

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Christmas Fire Safety

As we enter the holiday season it’s time we recognize the fire hazards in our homes so we can avoid injuring the ones we love and damaging our property.   Here are my Top 3 home Fire Hazards:   Candles  Fireplaces Extension cords and Holiday Lights  Here are some...

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What is a Loss Run Report? LOSS RUNS 101

A loss run report details claims that a business or person has over a range of policy periods.  It shows the date of the loss, amount paid, reserve amount, and whether it is OPEN or Closed.  They can also show the named insured, effective dates, carrier name, policy...

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5 Retirement Investing Mistakes

Not Saving Enough Paying High Fees for investments Missing out on Tax Breaks Not Diversifying your funds Not Planning their Income   According to the LA Times, the average adult in Los Angeles with between $50,000 and $250,000 saved, started saving for retirement...

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5 Star Pet-Friendly Resorts

Five-Star Pet-Friendly Resorts The Algonquin Hotel – New York City Hotel Monaco Alexandria – Washington D.C. Caesars Palace – Las Vegas These hotels have a wealth of options for both pet and owner.  You don’t have to leave your furry friends behind.  Now you can bring...

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Take a Home Inventory

Basics: 1)      Big ticket items: Jewelry & Valuables 2)      Cell phone video with narration 3)      Keep receipts and appraisals   Having an inventory of your contents will help to: 1)       Speed up the claim process & payment 2)       Provide you with...

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The Future Los Angeles – Major Projects in the works

The Huffington Post recently released an article giving us a view of what Los Angeles may look like in the future.  The article discusses the major projects that will change the way we commute, work, and live.  Here are the major projects discussed: 1) PARK 101 –...

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