If you have data, then the short answer is “YES.” The information in your employee files are usually enough of an exposure for most business to need Cyber Liability Insurance. If you have client data and employee data, then you really need a Cyber Liability policy. This article by CEO Today Magazine provides some helpful information:
https://www.ceotodaymagazine.com/2022/01/does-my-business-need-cyber-insurance/
Please contact our agency if you would like to discuss a Cyber Insurance policy for your business. If you want to move forward with a Cyber quote please contact us to receive our short online application.
Sincerely,
Kelly Hodge