Long Term Care Insurance


Companies we represent:

  • Met Life Insurance
  • Genworth Life
  • Axa Equitable Life
  • American General
  • Lincoln National Life
  • West Coast Life
  • ING ReliaStar Life
  • Lincoln Benefit Life
  • Pruco Life
  • Massachusetts Mutual Life (Mass Mutual)
  • Connecticut Mutual Life
  • Prudential Insurance
  • John Hancock
  • Mutual of Omaha
  • Banner Life
  • Transamerica
  • Symetra Life
  • Protective Life
  • and access to numerous other highly rated carriers

Long Term Care

Many people plan for their retirement, but few think about what would happen to that plan if they were to need long term care. Long term care is a variety of services and supports to meet health or personal care needs over an extended period of time. Most long term care is non-skilled personal care, such as help performing everyday activites (ADL’s) at at time when you are unable to be fully independent to do them yourself.  These might include eating, bathing, dressing, moving from bed to chair, using the bathroom and continence.

Long term care insurance helps you plan for the high cost of future care. It can help relieve the emotional and financial strains a long care need can place on you and your family. And, it can give you peace of mind knowing that you have a plan in place to help protect your assets, preserve your estate, and retain more control and choice over your future care.

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